If you’ve just moved or are planning to move to the US for a few years or are considering living here permanently, you’ll need to establish credit. Some landlords won’t rent to you if you have poor credit or no credit history, and you need good or great credit to get approved for financial products such as mortgages at the best rates. Potential employers may even check your credit before hiring you; although they don’t obtain your credit score, they do see a modified version of your credit report.
Building credit can take time, but you have several ways to start.
A version of this post was sent to our weekly newsletter mailing list. If you’d like to receive this in your inbox, subscribe here. Happy Sunday! Earlier this month I went on vacation to Barcelona, Spain, where I got to stare open-mouthed at the ceiling of La Sagrada Familia, Gaudí’s technicolor dreamcoat of a cathedral....
After taking more than 100 showers with a dozen showerheads, the one we’d be happiest using every day is the Kohler K-22169-CP Forte Multifunction Showerhead or its predecessor, the Kohler K-10284-CP Forte Multifunction. You won’t regret this splurge—the satisfaction-to-effort ratio with a showerhead upgrade is off the charts, and completing the job is surprisingly easy.